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Borrower and co-borrower information

  1. Your photo Identification
  2. Your social Security Number
  3. Your home address for the last 2 years
  4. The Name, address and phone number of your landlords over the past 2 years

Borrower and co-borrower employment information

  1. The name, address and phone numbers of your employers over the past 2 years
  2. Your academic transcripts or diploma if you have been a student

Borrower and co-borrower proof of income

If you are paid by salary or are an hourly employee

  1. Your most recent pay stubs showing the last 30 days of pay
  2. Your W-2 and 1099 forms for the past 2 years

If you are self-employed

  1. Your current profit & loss statement
  2. Your past 2 years income tax returns including all schedules

If you own a corporation

  1. The last 2 years business income tax returns
  2. Evidence of your quarterly income tax payments

If you are part of a partnership

  1. The last 2 years partnership income tax returns
  2. Your past 2 years income tax returns including all schedules
  3. Your current Profit and Loss statements

Proof of other income

Proof of rental income

  1. Any current lease agreements
  2. Your past 2 years income tax returns including all schedules

Proof of interest, dividend, bonuses of commissions

  1. Your past 2 years income tax returns including all schedules

Proof of notes receivable

  1. A copy of the notes
  2. Your past 2 years income tax returns including all schedules

Proof of social security or pensions

  1. Your award letter
  2. Your W-2 and 1099 forms for the past 2 years
  3. Proof of recent receipt of payment (either check stubs or your current bank statement)

 

Proof of child support, alimony or maintenance

  1. Last 1 years cancelled checks or proof of receipt

Proof of borrower and co-borrower assets

  1. Your current statements for the past 3 months for any financial institution where you have funds on deposit including IRA's and 401K's.
  2. The Estimated value of your personal property including automobiles and real estate owned
  3. Copies of cancelled checks for any monies earned other than from your primary employer
  4. A gift money affidavit if applicable
  5. A copy of cancelled gift money check if applicable
  6. Proof of deposit of gift funds (e.g. a stamped deposit slip)

Proof of borrower and co-borrower liabilities

  1. The names and account numbers for all creditors including revolving credit, installment loans, car loans, credit cards and student loans
  2. The lender name, address and account number for any current mortgages including your current residence and any rental properties you may own
  3. Your monthly child care expenses
  4. Any child support, alimony or maintenance payment information