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Borrower and co-borrower information - Your photo Identification
- Your social Security Number
- Your home address for the last 2 years
- The Name, address and phone number of your landlords over the past 2 years
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Borrower and co-borrower employment information - The name, address and phone numbers of your employers over the past 2 years
- Your academic transcripts or diploma if you have been a student
Borrower and co-borrower proof of income If you are paid by salary or are an hourly employee - Your most recent pay stubs showing the last 30 days of pay
- Your W-2 and 1099 forms for the past 2 years
If you are self-employed - Your current profit & loss statement
- Your past 2 years income tax returns including all schedules
If you own a corporation - The last 2 years business income tax returns
- Evidence of your quarterly income tax payments
If you are part of a partnership - The last 2 years partnership income tax returns
- Your past 2 years income tax returns including all schedules
- Your current Profit and Loss statements
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Proof of other income Proof of rental income - Any current lease agreements
- Your past 2 years income tax returns including all schedules
Proof of interest, dividend, bonuses of commissions - Your past 2 years income tax returns including all schedules
Proof of notes receivable - A copy of the notes
- Your past 2 years income tax returns including all schedules
Proof of social security or pensions - Your award letter
- Your W-2 and 1099 forms for the past 2 years
- Proof of recent receipt of payment (either check stubs or your current bank statement)
Proof of child support, alimony or maintenance - Last 1 years cancelled checks or proof of receipt
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Proof of borrower and co-borrower assets - Your current statements for the past 3 months for any financial institution where you have funds on deposit including IRA's and 401K's.
- The Estimated value of your personal property including automobiles and real estate owned
- Copies of cancelled checks for any monies earned other than from your primary employer
- A gift money affidavit if applicable
- A copy of cancelled gift money check if applicable
- Proof of deposit of gift funds (e.g. a stamped deposit slip)
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Proof of borrower and co-borrower liabilities - The names and account numbers for all creditors including revolving credit, installment loans, car loans, credit cards and student loans
- The lender name, address and account number for any current mortgages including your current residence and any rental properties you may own
- Your monthly child care expenses
- Any child support, alimony or maintenance payment information
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